Build Out West Podcast

 
Perth’s Henderson Precinct is emerging as a key hub for defence and maritime industries, bringing new opportunities for Defence Housing Australia (DHA) investments.
 
 In this episode, Catherine Smith and Tony Hyde dives into Defence Housing Australia (DHA) investment opportunities in Perth. DHA properties are known for their secure, long-term rental guarantees, but are they the right fit for your investment strategy?
 
In this episode, we break down:
 🔹 What is the Henderson Precinct? – Its role in WA’s defence and shipbuilding sector
🔹 DHA investment potential – Rental demand, lease guarantees, and strategic advantages
 🔹 Suburbs to watch – Areas benefiting from the precinct’s growth
🔹 Perth’s DHA property hotspots – suburbs where DHA properties are available
🔹 Challenges and risks – Market limitations, capital growth considerations, and lease restrictions
🔹 How DHA investment works – guaranteed rent, long-term leases, and maintenance benefits
 🔹 Who should consider DHA investments – is this a good fit for your portfolio?
🔹 Investor insights – Who should consider DHA properties in this area? With major government and defence contracts fuelling development, is now the right time to invest? Tune in to find out!
 
 
 
About Build Out West Podcast:
We created Build Out West Podcast to educate people about home building, and provide valuable information related to the builder broker game. Our industry experience gives us a unique insight into the nuances of builder relations and how it ties up to the other aspects of the build including land, and finances. Different markets and changes need different builders. Our industry linkages give us the ability to match you with the right builder for the job.
 
 
Our Links:
TikTok: https://www.tiktok.com/@buildoutwest
Instagram:  https://www.instagram.com/buildoutwest/
YouTube: https://www.youtube.com/@buildoutwestpodcast
 

Welcome to the Build Out West podcast with hosts Tony and Catherine, your go-to source for all things building, real estate and property investment in Perth! With today’s guest speaker Dan Waters from Mitre 10. Perth’s building and renovation scene is booming, but navigating trade supplies can be a challenge. In this episode, we explore the latest trends in trade supplies, where to source quality materials, and how to avoid delays in 2025. Whether you’re a builder, renovator, or investor, we’ve got insights to help you stay ahead.
🔹 What You’ll Learn:
✅ The current state of trade supply chains in Perth
✅ How global and local factors are impacting material costs
✅ The best suppliers for timber, steel, concrete, and fixtures
✅ Strategies to avoid delays and budget overruns
✅ Sustainable and alternative material options
✅ Tips from industry experts on managing trade supply challenges
💡 Key Takeaways: Expect fluctuating prices for key materials—plan and budget accordingly. Local suppliers are adapting to demand—know where to look for reliable stock. Sustainable building materials are on the rise—find out which are worth considering. Lead times are still a factor—ordering in advance can save you time and stress.
🎧 Tune in now and make smarter choices for your next build! About Build Out West Podcast: We created Build Out West Podcast to educate people about home building, and provide valuable information related to the builder broker game. Our industry experience gives us a unique insight into the nuances of builder relations and how it ties up to the other aspects of the build including land, and finances. Different markets and changes need different builders. Our industry linkages give us the ability to match you with the right builder for the job.
Our Links: TikTok: / buildoutwest
Instagram: / buildoutwest
YouTube: / @buildoutwestpodcast

Episode Description:In this episode of the Build Out West podcast, we take a deep dive into Perth’s 2024 real estate market. From the suburbs that led the charge in growth to the shifting dynamics between buyers, investors, and renters, we’ll unpack the key factors shaping the market over the past year. Whether you’re a homeowner, investor, or just curious about real estate trends, this episode has all the insights you need.
 
What You’ll Learn in This Episode:
Top Growth Suburbs of 2024 – Which areas in Perth saw the most significant growth in property values, and what drove their popularity?
Key Market Trends – How did migration, infrastructure projects, and economic factors impact the market?
Rising Rentals – The challenges renters faced in a competitive market and what this means moving forward.
The Real Estate Divide – A look at how the gap between property owners and non-owners evolved throughout the year.
Predictions for 2025 – What experts are forecasting for Perth’s real estate in the coming year.
Special Features:
First-hand account on builders in this boom.
Breakdown and insight to land developers and capacity
Why You Should Listen:This episode offers a comprehensive overview of Perth’s 2024 property market, making it an invaluable resource for anyone keeping an eye on real estate. Tune in to stay informed and gain a strategic edge for the year ahead.

Welcome to the Build Out West podcast with hosts Tony and Catherine, your go-to source for all things building, real estate and property investment in Perth! With today’s guest speaker Adam Burstein from Core Finance.
 
In this episode, we dive into Perth's growing real estate divide, exploring the contrasting experiences of those who have invested in property and those who have not. With property prices soaring in some suburbs and stagnating in others, the gap between homeowners, investors, and renters is widening.
We discuss the factors driving this divide, from generational wealth and access to finance to the impact of government policies and urban planning. How has the housing boom shaped the city’s demographics, and what does this mean for the future of homeownership in Perth?
 
What You’ll Learn in This Episode:
 
The current state of Perth’s real estate market and the suburbs leading the charge.
Stories from property investors who have benefited from the market's growth.
Challenges faced by renters and first-time buyers navigating rising costs.
Insights from real estate experts on why this divide is growing.
Potential solutions to create a more balanced housing market.
 
Why This Matters:Understanding the real estate divide is crucial for shaping a fair and inclusive housing market. Whether you're an investor, a renter, or someone planning your first home purchase, this episode offers valuable perspectives to help you navigate Perth’s dynamic property landscape.
 
Join the Conversation:What’s your experience with Perth’s real estate market? Are you a property owner, an aspiring buyer, or a long-time renter?
Share your story with us on social media using #PerthPropertyDivide, and let’s keep the conversation going!
 
 
About Build Out West Podcast:
We created Build Out West Podcast to educate people about home building, and provide valuable information related to the builder broker game. Our industry experience gives us a unique insight into the nuances of builder relations and how it ties up to the other aspects of the build including land, and finances. Different markets and changes need different builders. Our industry linkages give us the ability to match you with the right builder for the job.
 
Our Links:
TikTok: https://www.tiktok.com/@buildoutwest
Instagram:  https://www.instagram.com/buildoutwest/
YouTube: https://www.youtube.com/@buildoutwestpodcast
 

Welcome to the Build Out West podcast with hosts Tony and Catherine, your go-to source for all things building, real estate and property investment in Perth! In today’s episode, we uncover the top suburbs in Perth that experienced the most growth in 2024. From skyrocketing property values to booming infrastructure projects, we dive deep into the suburbs leading the charge.
 
What We Cover in This Episode:
 
Top 5 Growth Suburbs: A detailed breakdown of the standout performers and the factors driving their success.
Key Drivers of Growth: What’s fueling the rapid appreciation? Population booms, new developments, zoning changes, or lifestyle upgrades?
Success Stories: Examples of smart investments in these high-growth areas and the returns they’ve achieved.
2024 Market Trends: What this growth says about the broader Perth property market and what to watch for in 2025.
Investment Tips: Advice on how to identify growth suburbs before they take off.
 
Suburbs Featured in This Episode:
Henley Brook- Learn about its infrastructure upgrades and what makes it a hot spot.
Whitby: A hidden gem that emerged as one of the fastest-growing neighbourhoods.
Anketell: Discover how lifestyle offerings are turning this area into a buyer’s favourite.
And more!
 
Why This Episode Matters:
For property investors, knowing where the growth is happening is crucial. Whether you're an experienced investor or just starting, this episode offers actionable insights to help you stay ahead of the market trends.
 
 
About Build Out West Podcast:
We created Build Out West Podcast to educate people about home building, and provide valuable information related to the builder broker game. Our industry experience gives us a unique insight into the nuances of builder relations and how it ties up to the other aspects of the build including land, and finances. Different markets and changes need different builders. Our industry linkages give us the ability to match you with the right builder for the job.
 
 
Our Links:
TikTok: https://www.tiktok.com/@buildoutwest
Instagram:  https://www.instagram.com/buildoutwest/
YouTube: https://www.youtube.com/@buildoutwestpodcast

Episode Summary:
In this episode, Catherine and Tony asks Adam Burstein’s opinion on the most common financial challenges that can stop you from getting a mortgage and how to overcome them. From credit score misconceptions to debt-to-income ratios, we’ll unpack what lenders look for and provide actionable tips to help you achieve your dream of homeownership.
 
What You’ll Learn in This Episode:
The key financial barriers that prevent people from qualifying for a mortgage.
Why your credit score matters and how to improve it.
How a high debt-to-income ratio can derail your application and strategies to lower it.
The impact of unstable income on mortgage approval and how to demonstrate financial stability.
What lenders look for in savings and why having a deposit is crucial.
How financial mistakes, like missed payments, can hurt your chances and what to do if they’ve already happened.
Actionable Takeaways:
Review your credit report and dispute any inaccuracies.
Start budgeting to increase your savings for a larger deposit.
Pay down high-interest debts to improve your debt-to-income ratio.
If you're self-employed or work irregular hours, keep detailed financial records to show income consistency.
Consider alternative pathways like guarantor loans or first-home buyer schemes in your area.
 
Key Quotes from the Episode:
"Your credit score isn't just a number—it's a snapshot of your financial responsibility."
"Sometimes, the biggest obstacle to getting a mortgage is not knowing what lenders expect."
"Improving your debt-to-income ratio is like giving yourself a raise in the eyes of a lender."

Welcome to another episode of Build Out West podcast with Tony & Catherine! In today’s episode, we dive into the world of dual key homes – a versatile and increasingly popular investment strategy that offers unique benefits for investors.
 
 A dual key home allows owners to maximize rental income, cater to diverse tenant profiles, and enjoy flexibility in their investment strategy. Join us as we explore the pros and cons of dual key properties, discuss key considerations for investors, and hear from experts on how this strategy can fit into your real estate portfolio.
 
Episode Highlights:
What is a Dual Key Home?
Definition of dual key homes: A single property that is split into two separate living areas, each with its own entrance.
Difference between dual key and duplex homes: Unlike duplexes, dual key homes typically share a main entrance but have separate living spaces, bathrooms, and kitchens.
Key Benefits of Investing in Dual Key Homes
Maximizing Rental Income: Earn two rental incomes from a single property while paying for one land title.
Flexibility for Investors: Option to live in one unit and rent out the other or rent both spaces to generate additional cash flow.
Catering to Different Tenant Demands: Perfect for housing extended families, couples, or roommates who want privacy while sharing a home.
Capital Growth and Resale Appeal: Potentially higher resale value due to dual-income appeal and versatility.
Potential Challenges and Considerations
Initial Build Costs and Design: Dual key properties might be more expensive to build initially due to specialized layouts and extra fittings.
Local Council and Zoning Regulations: Understanding your region's rules around dual key setups, which can vary significantly.
Tenant Management: Dual key homes might require a more hands-on approach, as you'll be managing two tenants in close proximity.
Market Demand: Knowing if dual key homes are in demand in your target area is essential for maximizing occupancy and returns.
Financing and Tax Considerations for Dual Key Homes
Exploring financing options and how dual key homes may differ from traditional investment properties in terms of loan structures.
Tax benefits and deductions specific to dual key investments.
Expert Insights and Real-Life Success Stories
Interviews with real estate investors and property managers who have successfully invested in dual key properties.
Real-life examples that highlight the income potential and long-term growth of dual key homes.
Is a Dual Key Home Right for Your Portfolio?
Evaluating dual key homes against other property types to determine if it aligns with your financial goals.
Key indicators that a dual key home may be a good addition to your portfolio.
Final Thoughts and Tips for New Investors
Tips for choosing the right location, finding qualified property managers, and staying updated on rental trends to get the most out of dual key investments.
Advice for first-time investors and seasoned investors alike who are considering adding a dual key property to their strategy.
Key Takeaways: Dual key homes can be an attractive option for investors seeking a balance between affordability, cash flow, and flexibility. However, due diligence is key, as zoning laws, tenant management, and market demand can significantly impact the viability of a dual key investment. By understanding the ins and outs of this unique property type, investors can make informed decisions to enhance their portfolio's growth potential.
 
 
About Build Out West Podcast:
We created Build Out West Podcast to educate people about home building, and provide valuable information related to the builder broker game. Our industry experience gives us a unique insight into the nuances of builder relations and how it ties up to the other aspects of the build including land, and finances. Different markets and changes need different builders. Our industry linkages give us the ability to match you with the right builder for the job.
 
 
Our Links:
TikTok: https://www.tiktok.com/@buildoutwest
Instagram:  https://www.instagram.com/buildoutwest/
YouTube: https://www.youtube.com/@buildoutwestpodcast

Welcome to another episode of Build Out West podcast with Tony & Catherine! In this episode, we’re diving into a crucial topic for homebuyers: How to Increase Your Borrowing Capacity for a Mortgage with guest finance broker Adam Burstein.
 
If you're looking to buy a home or invest in property, getting the largest possible mortgage can be the key to securing the property of your dreams. But how do you boost your borrowing power? We’ve got the answers! Tune in as we cover:
 
Key Topics:
Understand Your Financial Position
Importance of reviewing your income, debts, and expenses
Tools and resources to assess where you stand financially
Increase Your Income
How side gigs, raises, or bonuses can impact your borrowing capacity
Documenting extra income for mortgage applications
Reduce Debt and Liabilities
Strategies for paying down high-interest debts like credit cards and personal loans
The impact of your debt-to-income ratio (DTI) on borrowing capacity
Clean Up Your Credit Score
Steps to improve your credit score
How lenders view your credit history and why it matters for mortgages
Minimize Your Expenses
Identifying areas where you can cut back on spending
How lifestyle changes (e.g., reducing discretionary spending) improve your financial profile
Use a Guarantor or Co-Borrower
When and how to use a guarantor to increase your borrowing power
The benefits and risks of joint mortgage applications with co-borrowers
Shop Around for Lenders
Why different lenders have varying lending criteria and how to take advantage of that
The role of mortgage brokers in finding flexible borrowing options
Extend Your Loan Term
How lengthening your loan term affects repayments and borrowing capacity
Pros and cons of choosing a longer mortgage term
Consider Lender Incentives and Government Schemes
Overview of current schemes that may boost your borrowing power (e.g., First Home Buyer incentives, low-deposit options)
How to leverage government grants or programs to stretch your budget
 
Listener Takeaways:
By the end of this episode, you’ll be armed with actionable tips to maximize your mortgage borrowing capacity, whether you're looking to buy your first home or add to your property portfolio. We’ll also share real-life success stories from listeners who boosted their borrowing power and secured their dream properties!
Don’t forget to subscribe, share this episode with a friend, and leave us a review! Follow us for more insights on property investing, smart borrowing, and financial planning.
Resources Mentioned:
Budgeting tools and debt-reduction calculators
Credit repair services and credit score monitoring
Government home-buying schemes and programs
 
 
About Build Out West Podcast:
We created Build Out West Podcast to educate people about home building, and provide valuable information related to the builder broker game. Our industry experience gives us a unique insight into the nuances of builder relations and how it ties up to the other aspects of the build including land, and finances. Different markets and changes need different builders. Our industry linkages give us the ability to match you with the right builder for the job.
 
 
Our Links:
TikTok: https://www.tiktok.com/@buildoutwest
Instagram:  https://www.instagram.com/buildoutwest/
YouTube: https://www.youtube.com/@buildoutwestpodcast

Episode Description: In this episode, we dive into the charming suburb of Sinagra, located in the northern corridor of Perth. As a rapidly growing area, Sinagra offers a perfect blend of suburban tranquility and modern conveniences, making it an increasingly popular choice for families, professionals, and investors alike. We explore what makes this suburb stand out and why more people are choosing to call Sinagra home.
Key Takeaways: Location & Accessibility: Sinagra is conveniently situated just 30 minutes from the Perth CBD, offering easy access to key employment hubs while maintaining a peaceful, community-oriented atmosphere. Its proximity to major roads like Wanneroo Road and the Mitchell Freeway makes commuting hassle-free for residents.
Affordability & Growth Potential: Compared to some of the more established suburbs closer to Perth, Sinagra offers relatively affordable housing options. With plenty of new developments and land releases, the suburb is attracting first-home buyers and investors looking for long-term growth.
Family-Friendly Appeal: Sinagra is a popular choice for families due to its excellent schools, parks, and recreational spaces. The suburb is close to Joondalup and Wanneroo, which offer access to shopping centers, sports facilities, and healthcare services, making it ideal for those seeking a balanced lifestyle.
Community Atmosphere: One of Sinagra's key draws is its strong sense of community. Residents enjoy a quiet, suburban environment with plenty of green spaces, walking trails, and opportunities to connect with neighbors. It’s a place where people feel safe and enjoy a slower pace of life while still being connected to urban amenities.
Future Development: As Sinagra continues to expand, plans for new infrastructure, shopping precincts, and public facilities are making it an attractive option for buyers and investors alike. With the northern suburbs of Perth growing rapidly, Sinagra is poised to become a thriving residential hub.
Why Live in Sinagra? Sinagra offers a rare combination of affordability, growth potential, and lifestyle appeal. Whether you’re a young family looking for space to grow or an investor seeking long-term capital appreciation, Sinagra presents a unique opportunity in Perth’s evolving real estate market. Tune in to learn more about this up-and-coming suburb and why it might be the perfect place for your next home or investment!
If you're interested in exploring property opportunities in Sinagra or learning more about life in Perth's northern suburbs, be sure to listen to the full episode and subscribe for more insights on the latest real estate trends.
About Build Out West Podcast: We created Build Out West Podcast to educate people about home building, and provide valuable information related to the builder broker game. Our industry experience gives us a unique insight into the nuances of builder relations and how it ties up to the other aspects of the build including land, and finances. Different markets and changes need different builders.
Our industry linkages give us the ability to match you with the right builder for the job.
Our Links: TikTok: / buildoutwest
Instagram: / buildoutwest
YouTube: / @buildoutwestpodcast

 
In this episode, we dive deep into the strategies and tips for gaining control over the building process. Whether you're a first-time home builder or an experienced investor, understanding how to effectively manage and oversee your construction project is crucial.
 
We’ll explore the key steps to take from the initial planning stages through to the final walkthrough, ensuring you stay in control, avoid common pitfalls, and achieve the best possible outcome for your new build.
 
In this episode:
Key Topics Discussed:
Separating finance and land:
Allowing you to abide by land finance contract clauses, due to undersupply of land
Builder Size:
Choosing medium size builders instead of large project builders or small independent builders
Finance:
Having an LOE or pre approval organised by your finance broker before land releases.
House Design:
Making minimal changes to design in order to have efficient pre contruction admin times
Titles:
Aim to secure blocks that are titled or titled within the next 6 months.
6 .Provisional Sums:
Avoid build contract with a high amount of provisional sums and secure contract with fixed pricing.
 
Key Takeaways:
Preparation is everything; invest time in planning and understanding the process before you begin.
Stay proactive and engaged throughout the project, but trust the professionals you’ve hired.
Clear communication and a well-structured contract are your best tools for maintaining control.
Be prepared for challenges and have strategies in place to handle them effectively.
 
Call to Action: If you’re in the planning stages of building or currently in the midst of a project, don’t miss this episode. Tune in to learn how to stay in control and ensure your building process is as smooth and successful as possible. Don’t forget to subscribe, leave a review, and share this episode with anyone who might benefit from these insights!
 
About Build Out West Podcast:We created Build Out West Podcast to educate people about home building, and provide valuable information related to the builder broker game. Our industry experience gives us a unique insight into the nuances of builder relations and how it ties up to the other aspects of the build including land, and finances. Different markets and changes need different builders. Our industry linkages give us the ability to match you with the right builder for the job.
 
Our Links:
TikTok: https://www.tiktok.com/@buildoutwest
Instagram:  https://www.instagram.com/buildoutwest/
YouTube: https://www.youtube.com/@buildoutwestpodcast